how many teeth cleanings does insurance cover

How Many Teeth Cleanings Does Insurance Cover?

Taking care of your dental health is just as important as your overall health. Proper dental hygiene includes brushing twice a day, flossing regularly, and having routine dental check-ups, including cleanings. However, some people avoid going to the dentist for cleanings because they are not sure if their insurance covers it. In this article, we will explore how many teeth cleanings insurance usually covers.

What is a Dental Cleaning?

A dental cleaning, also known as prophylaxis or prophy, is a routine preventive procedure performed by dental professionals. The process involves removing plaque, tartar, and other debris from teeth and gums using specialized instruments such as ultrasonic scalers, hand scalers, and curettes. Dental cleanings usually last between 30 minutes to an hour and are recommended every six months to maintain good oral health.

Understanding Dental Insurance

Dental insurance is a type of health insurance that covers some or all of the costs associated with dental care. The extent of the coverage varies depending on the insurance plan. Dental insurance plans usually cover preventive services such as two dental cleanings per year, X-rays, and dental exams.

What Does Dental Insurance Cover?

Dental insurance coverage varies from one plan to another. Some dental insurance plans cover 100% of the cost of preventive care such as dental cleanings, while others might only cover 80% or less. It is important to understand your dental insurance plan's details, including deductibles, co-pays, and annual maximums.

How Many Teeth Cleanings Does Insurance Cover?

Most dental insurance plans cover two teeth cleanings per year, one every six months. These cleanings are usually considered preventive care. Some insurance plans might cover additional cleanings if you have specific health conditions that require more frequent cleanings.

What Happens if You Need More Than Two Cleanings Per Year?

Your dentist might recommend additional cleanings if you have a specific health condition that requires it. In this case, your dental insurance might cover the additional cleanings. However, if your dental insurance plan only covers two cleanings per year, you might have to pay out of pocket for any additional cleanings.

Can You Skip a Dental Cleaning if You Have Already Used Your Allowance?

Skipping dental cleanings can lead to more significant dental problems and expenses in the long run. Even if you have used up your allowance for the year, it is still essential to have regular check-ups with your dentist. These check-ups can help detect and treat dental problems early, preventing further damage.

Conclusion

Regular dental cleanings are crucial to maintaining good oral health and hygiene. Most dental insurance plans cover two teeth cleanings per year, but it is important to understand your plan's details. If you need more frequent cleanings, your dentist might recommend additional cleanings that your insurance might cover. However, skipping dental cleanings can lead to more significant dental issues and expenses in the long run. It is essential to have regular check-ups with your dentist to maintain good oral health.